ACH News




We are committed to keeping you informed of ACH Rules changes. There is a new NACHA Rule regarding micro-entries used to validate account information. Please be aware of the following:

    • “Micro-Entries” will be defined as ACH credits of less than $1, and any offsetting debits, used for the purpose of account validation.
    • Credit amounts must be equal to, or greater than, debit amounts, and must be transmitted to settle at the same time.
    • Originators must use “ACCTVERIFY” in the company entry description field. Company name must be easily recognizable to Receivers and the same or similar to what will be used in subsequent entries.

If you have any questions about this new Rule, please contact Commercial Support at or 1.800.842.8191.