Loan Types

Invest in growth. Yours.

We offer a comprehensive range of credit options to help with the capital needs of commercial and industrial businesses. From equipment financing to working capital, we can customize financing solutions that are designed to pave the way for growth, efficiency and cash flow management.

TERM LOANS

Term loans include fixed-rate financing structured with a monthly principal and interest schedule. At Oklahoma Fidelity Bank, term loans are customized to meet the capital expenditure needs of our customers, whether used for financing machinery, equipment, vehicles or other assets vital to continued operations and growth plans.

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COMMERCIAL REAL ESTATE LOANS

Fidelity has a deep, storied heritage in financing a widely diversified portfolio of income-producing properties such as apartments, offices, warehouses and other commercial real estate. In addition, Fidelity finances owner occupied properties for business owners looking to refinance existing properties or to move locations.

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CONSTRUCTION LENDING

Whether for new residential or commercial construction, renovation, or additions to existing properties, we offer commercial construction financing with flexible terms and competitive rates.

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SMALL BUSINESS ADMINISTRATION (SBA) LOANS

The SBA can provide small business owners lending options  with lower down payment requirements that conserve capital. Oklahoma Fidelity Bank offers a complete array of SBA lending products, including the 7(a) and 504 programs.

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REVOLVING LINES OF CREDIT

Working capital is crucial to your business's success. Revolving lines of credit give your business access to funds for operating expenses, inventory purchases and to accounts receivable support. For ease and convenience, your business's line of credit can be tied to our loan sweep product to supplement daily cash flow needs.

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LETTERS OF CREDIT

Conduct business with confidence with a letter of credit guaranteeing your payments. Backed by pledged securities or cash, a letter of credit can help minimize risk in transactions. 

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