HOME LOAN TYPES

LOAN TYPES

Not all home loans are the same. With access to more options, the Fidelity mortgage lending team will help you find the right loan for your situation.

CONVENTIONAL FIXED RATE LOANS

A conventional fixed-rate mortgage a very popular option for homebuyers. Enjoy a fixed rate and level payments for the life of your loans.

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ADJUSTABLE RATE MORTGAGES

Enjoy a lower introductory rate followed by preset rate adjustments based on interest rates. We offer 5-, 7- and 10-year adjustable rate mortgages.

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FEDERAL HOUSING ADMINISTRATION (FHA) LOANS

Enjoy a smaller down payment and more flexible requirements with a fixed or adjustable rate FHA mortgage loan.

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VETERANS ADMINISTRATION (VA) LOANS

Available to United States veterans and service members, VA loans are guaranteed by the Federal Government for the purpose of providing access to home ownership to the brave men and women of the military. 

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CONSTRUCTION LOANS

Lay a solid foundation for your new home with a construction loan from the experienced lenders at Oklahoma Fidelity Bank.

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REFINANCE

Take advantage of a better rate environment to save money and lower your payment when you refinance with Oklahoma Fidelity Bank.

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DOWN PAYMENT ASSISTANCE

Don’t let a down payment be a barrier to buying home. 

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FINANCING YOUR DREAMS

Make the most of your home’s equity with a home equity loan or home equity line of credit. Oklahoma Fidelity Bank’s home equity loans have reasonable fixed rates and flexible terms. Home equity lines of credit offer the most flexible, convenient way to borrow money for whatever purpose, whenever you need it with a revolving credit line. 

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