Home Loans
Current MORTGAGE Rates
Mortgage rates are current as of 09/28/2026 and are subject to change without notice. Products at the presented rates can be opened at your local office.
Rates stated below are for purchase transactions, based on a FICO score of 780 and loan amount of $240,000. Loans above 80% LTV are subject to mortgage insurance approval. Rate lock periods for fixed rate loans is 30 days. Estimated payments include principal and interest only; real estate taxes, hazard insurance, flood insurance, and mortgage insurance have been excluded and, if applicable, would result in a higher payment. Loans are subject to approval. Rates, terms, and conditions are subject to change without notice. Contact your local mortgage loan officer to obtain a rate for any other terms.
Conventional Fixed Rate Loans
LOAN TYPE |
RATE |
APR* |
DISCOUNT POINTS |
PAYMENT |
LOAN AMOUNT |
LTV |
| 30 Year Fixed | 7.125% | 7.285% | 0.750% | $1616 | $240,000 | 75.00% |
| 15 Year Fixed | 6.750% | 7.026% | 0.875% | $2123 | $240,000 | 75.00% |
Government Loans
FHA |
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LOAN TYPE |
RATE |
APR* |
DISCOUNT POINTS |
PAYMENT |
LOAN AMOUNT |
LTV |
| 30 Year Fixed | 6.750% | 7.854% | 0.875% | $1583 | $240,000 | 96.5% |
VA |
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LOAN TYPE |
RATE |
APR* |
DISCOUNT POINTS |
PAYMENT |
LOAN AMOUNT |
LTV |
| 30 Year Fixed | 6.750% | 7.490% | 0.875% | $1590 | $240,000 | 100% |
*APR = Annual Percentage Rate
EXPLORE LOAN TYPES
With access to more options, the Oklahoma Fidelity mortgage lending team will help you find the right loan for your situation.
FIND A LOAN OFFICER
Our Oklahoma Fidelity Bank loan officers stand ready to serve with a hassle-free loan process and experienced guidance from application to closing.
