CURRENT RATES

Interest rates and Annual Percentage Yield (APY's) are current as of 4/20/2018 and are subject to change without notice. The rate may change after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.

Checking Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Personal Checking
$25 N/A 0.05% 0.05%
Health Savings Account
$25 $0-$499 0.15% 0.15%
    $500-$2,499 0.25% 0.25%
    $2,500-$4,999 0.25% 0.25%
    $5,000-$14,999 0.25% 0.25%
    $15,000+ 0.25% 0.25%
    Compounded monthly on collected balance.
Right Now
$100 N/A 0.05% 0.05%

 

Money Market Accounts

Consumer

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Personal Money Market $2,500 N/A 0.25% 0.25%
Superior Money Market $10,000 $0-$99,999 0.49% 0.50%
    $100,000-$249,999 0.74% 0.75%
    $250,000+ 1.04% 1.05%

Commercial

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Business Money Market Max $2,500 $0-$249,999 0.49% 0.50%
    $250,000-$499,999 0.74% 0.75%
    $500,000-$749,999 0.99% 1.00%
    $750,000+ 1.24% 1.25%

 

Savings Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Statement $100 N/A 0.05% 0.05%
    Compounded Monthly

Looney Tunes -
Available for children under 18 years of age

$25 N/A 0.05% 0.05%
    Compounded monthly

High Interest Statement -
Available for Personal and Business Accounts

$2,500 $0-$9,999 0.10% 0.10%
    $10,000+ 0.25% 0.25%
    Compounded monthly
Premier $10,000 $0-$9,999 0.10% 0.10%
    $10,000+ 0.25% 0.25%
    Compounded monthly

 

Certificates of Deposit and IRAs*

Account Type
Minimum to Open
Rate
APY
Type
91 Day $2,500 0.10% 0.10% CD Only
182 Day $2,500 0.25% 0.25% CD Only
    Compounded at maturity
1 Year $1,000 0.35% 0.35% CD/IRA
18 Month $1,000  0.40% 0.40% CD/IRA
2 Year $1,000  0.59% 0.60% CD/IRA
3 Year $1,000  0.69% 0.70% CD/IRA
5 Year $1,000  1.24% 1.25% CD/IRA
    Compounded quarterly
*An early withdrawal penalty may be imposed on Certificates of Deposit.

 

Special Rate

Account Type
Minimum to Open
Rate
APY
Type
11 Month $500 1.49% 1.50% CD/IRA
    Compounded at maturity   
17 Month $500 1.74% 1.75% CD/IRA
    Compounded quarterly   
23 Month Contributory IRA $500  0.75% 0.75% IRA Only
    Compounded quarterly   
25 Month $500 2.03% 2.05% CD/IRA
    Compounded quarterly 
58 Month $500 2.08% 2.10% CD/IRA
    Compounded quarterly   
*An early withdrawal penalty may be imposed on Certificates of Deposit.

 

Mortgage loan rates as of 4/20/2018

Rates and fees are subject to change without notice.

Government Loans

Loan Type
Loan Amount
Rate
Points
APR*
30 Year Fixed (FHA) $100,001-$294,515 4.500% 0.000% 5.3550%
30 Year Fixed (VA) $100,001-$453,100 4.500% 0.000% 4.7050%

Conventional Loans

Loan Type
Loan Amount
Rate
Points
APR*
30 Year Fixed $100,001-$453,100 4.750% 0.000% 4.8220%
15 Year Fixed $100,001-$453,100 4.250% 0.000% 4.3740%
*APR = Annual Percentage Rate

 

General Information

Loan Maximums

Convention Loans
FHA Loans
VA Loans
$453,100.00 $294,515.00 $453,100.00
 

Rates, origination fees, discount points, and other information subject to change without notice.

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