Rates
CURRENT RATES
Interest rates and Annual Percentage Yield (APY's) are current as of 9/27/2023 and are subject to change without notice. The rate may change after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.
Rates for accounts opened online may vary from the rates published below.
Checking Accounts
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
Relationship Checking |
$25 | N/A | 0.02% | 0.02% |
Legacy Checking |
$25 | N/A | 0.02% | 0.02% |
| Compounded monthly on collected balance. | ||||
Money Market Accounts
Consumer
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
| Personal Money Market | $2,500 | N/A | 0.35% | 0.35% |
| Superior Money Market | $10,000 | $0-$99,999 | 0.74% | 0.75% |
| $100,000-$249,999 | 0.99% | 1.00% | ||
| $250,000+ | 1.24% | 1.25% | ||
| Relationship Money Market | $2,500 | N/A | 4.16% | 4.25% |
| Compounded monthly on collected balance. | ||||
Commercial
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
| Business Money Market Max | $2,500 | $0-$249,999 | 0.99% | 1.00% |
| $250,000-$499,999 | 1.24% | 1.25% | ||
| $500,000-$749,999 | 1.24% | 1.25% | ||
| $750,000+ | 1.49% | 1.50% | ||
| Compounded monthly on collected balance. | ||||
Savings Accounts
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
| Statement | $100 | N/A | 0.05% | 0.05% |
| Compounded Monthly | ||||
|
Children's Savings - |
$25 | N/A | 0.05% | 0.05% |
| Compounded monthly | ||||
|
High Interest Savings - |
$2,500 | $0-$9,999 | 0.05% | 0.05% |
| $10,000+ | 0.10% | 0.10% | ||
| Compounded monthly | ||||
Health Savings Account |
$25 | $0-$499 | 0.10% | 0.10% |
| $500-$2,499 | 0.10% | 0.10% | ||
| $2,500-$4,999 | 0.10% | 0.10% | ||
| $5,000-$14,999 | 0.10% | 0.10% | ||
| $15,000+ | 0.10% | 0.10% | ||
| Compounded monthly on collected balance. | ||||
Certificates of Deposit*
With straightforward CD terms and consistently competitive rates, we make it easy to securely grow your money. No need to waste time searching for special rate offers with short promotional periods. All of our standard CD rates are special, and our logical terms make meeting your savings goals less complicated.
Account Type |
Minimum to Open |
Rate |
APY |
Type |
| 12 month | $500 | 4.91% | 5.00% | CD |
| 18 month | $500 | 1.25% | 1.25% | CD |
| 24 month | $500 | 1.00% | 1.00% | CD |
| 36 month | $500 | 1.00% | 1.00% | CD |
| 60 month | $500 | 1.00% | 1.00% | CD |
| Compounded quarterly | ||||
| *An early withdrawal penalty may be imposed on Certificates of Deposit. | ||||
IRAs
Account Type |
Minimum to Open |
Rate |
APY |
Type |
| 12 month | $500 | 0.05% | 0.05% | IRA |
| 18 month | $500 | 0.05% | 0.05% | IRA |
| 23 month Contributory IRA | $500 | 0.05% | 0.05% | IRA |
| 24 month | $500 | 0.05% | 0.05% | IRA |
| 36 month | $500 | 0.05% | 0.05% | IRA |
| 60 month | $500 | 0.05% | 0.05% | IRA |
| Compounded quarterly | ||||
