Rates
CURRENT RATES
Interest rates and Annual Percentage Yield (APY's) are current as of 4/20/2018 and are subject to change without notice. The rate may change after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.
Checking Accounts
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
Personal Checking |
$25 | N/A | 0.05% | 0.05% |
Health Savings Account |
$25 | $0-$499 | 0.15% | 0.15% |
| $500-$2,499 | 0.25% | 0.25% | ||
| $2,500-$4,999 | 0.25% | 0.25% | ||
| $5,000-$14,999 | 0.25% | 0.25% | ||
| $15,000+ | 0.25% | 0.25% | ||
| Compounded monthly on collected balance. | ||||
Right Now |
$100 | N/A | 0.05% | 0.05% |
Money Market Accounts
Consumer
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
| Personal Money Market | $2,500 | N/A | 0.25% | 0.25% |
| Superior Money Market | $10,000 | $0-$99,999 | 0.49% | 0.50% |
| $100,000-$249,999 | 0.74% | 0.75% | ||
| $250,000+ | 1.04% | 1.05% |
Commercial
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
| Business Money Market Max | $2,500 | $0-$249,999 | 0.49% | 0.50% |
| $250,000-$499,999 | 0.74% | 0.75% | ||
| $500,000-$749,999 | 0.99% | 1.00% | ||
| $750,000+ | 1.24% | 1.25% |
Savings Accounts
Account Type |
Minimum to Open |
Tiered Balance |
Rate |
APY |
| Statement | $100 | N/A | 0.05% | 0.05% |
| Compounded Monthly | ||||
|
Looney Tunes - |
$25 | N/A | 0.05% | 0.05% |
| Compounded monthly | ||||
|
High Interest Statement - |
$2,500 | $0-$9,999 | 0.10% | 0.10% |
| $10,000+ | 0.25% | 0.25% | ||
| Compounded monthly | ||||
| Premier | $10,000 | $0-$9,999 | 0.10% | 0.10% |
| $10,000+ | 0.25% | 0.25% | ||
| Compounded monthly | ||||
Certificates of Deposit and IRAs*
Account Type |
Minimum to Open |
Rate |
APY |
Type |
| 91 Day | $2,500 | 0.10% | 0.10% | CD Only |
| 182 Day | $2,500 | 0.25% | 0.25% | CD Only |
| Compounded at maturity | ||||
| 1 Year | $1,000 | 0.35% | 0.35% | CD/IRA |
| 18 Month | $1,000 | 0.40% | 0.40% | CD/IRA |
| 2 Year | $1,000 | 0.59% | 0.60% | CD/IRA |
| 3 Year | $1,000 | 0.69% | 0.70% | CD/IRA |
| 5 Year | $1,000 | 1.24% | 1.25% | CD/IRA |
| Compounded quarterly | ||||
| *An early withdrawal penalty may be imposed on Certificates of Deposit. | ||||
Special Rate
Account Type |
Minimum to Open |
Rate |
APY |
Type |
| 11 Month | $500 | 1.49% | 1.50% | CD/IRA |
| Compounded at maturity | ||||
| 17 Month | $500 | 1.74% | 1.75% | CD/IRA |
| Compounded quarterly | ||||
| 23 Month Contributory IRA | $500 | 0.75% | 0.75% | IRA Only |
| Compounded quarterly | ||||
| 25 Month | $500 | 2.03% | 2.05% | CD/IRA |
| Compounded quarterly | ||||
| 58 Month | $500 | 2.08% | 2.10% | CD/IRA |
| Compounded quarterly | ||||
| *An early withdrawal penalty may be imposed on Certificates of Deposit. | ||||
Mortgage loan rates as of 4/20/2018
Rates and fees are subject to change without notice.
Government Loans
Loan Type |
Loan Amount |
Rate |
Points |
APR* |
| 30 Year Fixed (FHA) | $100,001-$294,515 | 4.500% | 0.000% | 5.3550% |
| 30 Year Fixed (VA) | $100,001-$453,100 | 4.500% | 0.000% | 4.7050% |
Conventional Loans
Loan Type |
Loan Amount |
Rate |
Points |
APR* |
| 30 Year Fixed | $100,001-$453,100 | 4.750% | 0.000% | 4.8220% |
| 15 Year Fixed | $100,001-$453,100 | 4.250% | 0.000% | 4.3740% |
| *APR = Annual Percentage Rate | ||||
General Information
Loan Maximums
Convention Loans |
FHA Loans |
VA Loans |
| $453,100.00 | $294,515.00 | $453,100.00 |
Rates, origination fees, discount points, and other information subject to change without notice.
