CURRENT RATES

Interest rates and Annual Percentage Yield (APY's) are current as of 2/22/2024 and are subject to change without notice. The rate may change after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.

Rates for accounts opened online may vary from the rates published below.

Checking Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Relationship Checking
$25 N/A 0.02% 0.02%
Legacy Checking
$25 N/A 0.02% 0.02%
    Compounded monthly on collected balance.

 

Money Market Accounts

Consumer

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Personal Money Market $2,500 N/A 0.35% 0.35%
Superior Money Market $10,000 $0-$99,999 0.74% 0.75%
    $100,000-$249,999 0.99% 1.00%
    $250,000+ 1.24% 1.25%
Relationship Money Market $2,500 N/A 4.02% 4.10%
    Compounded monthly on collected balance.

Commercial

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Business Money Market Max $2,500 $0-$249,999 0.99% 1.00%
    $250,000-$499,999 1.24% 1.25%
    $500,000-$749,999 1.24% 1.25%
    $750,000+ 1.49% 1.50%
    Compounded monthly on collected balance.

 

Savings Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Statement $100 N/A 0.05% 0.05%
    Compounded Monthly

Children's Savings -
Available for children under 18 years of age

$25 N/A 0.05% 0.05%
    Compounded monthly

High Interest Savings -
Available for Personal and Business Accounts

$2,500 $0-$9,999 0.05% 0.05%
    $10,000+ 0.10% 0.10%
    Compounded monthly

 

Certificates of Deposit*

With straightforward CD terms and consistently competitive rates, we make it easy to securely grow your money. No need to waste time searching for special rate offers with short promotional periods. All of our standard CD rates are special, and our logical terms make meeting your savings goals less complicated.  

Account Type
Minimum to Open
Rate
APY
Type
6 month / 182 days $500 4.94% 5.00% CD
    Compounded at maturity
12 month $500 4.42% 4.50% CD
18 month $500 1.25% 1.25% CD
24 month $500 1.00% 1.00% CD
36 month $500 1.00% 1.00% CD
60 month $500 1.00% 1.00% CD
    Compounded quarterly
*An early withdrawal penalty may be imposed on Certificates of Deposit.

 

IRAs 

Account Type
Minimum to Open
Rate
APY
Type
12 month $500 0.05% 0.05% IRA
18 month $500 0.05% 0.05% IRA
23 month Contributory IRA $500 0.05% 0.05% IRA
24 month $500 0.05% 0.05% IRA
36 month $500 0.05% 0.05% IRA
60 month $500 0.05% 0.05% IRA
    Compounded quarterly

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To open a new checking, savings or deposit account, visit your nearest Fidelity Bank branch location.

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Our Oklahoma Fidelity Bank Loan officers stand ready to serve with a hassle-free loan process and experienced guidance from application to closing.

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