CURRENT RATES

Interest rates and Annual Percentage Yield (APY's) are current as of 6/21/2018 and are subject to change without notice. The rate may change after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.

Checking Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Personal Checking
$25 N/A 0.05% 0.05%
Health Savings Account
$25 $0-$499 0.15% 0.15%
    $500-$2,499 0.25% 0.25%
    $2,500-$4,999 0.25% 0.25%
    $5,000-$14,999 0.25% 0.25%
    $15,000+ 0.25% 0.25%
    Compounded monthly on collected balance.
Right Now
$100 N/A 0.05% 0.05%

 

Money Market Accounts

Consumer

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Personal Money Market $2,500 N/A 0.25% 0.25%
Superior Money Market $10,000 $0-$99,999 0.49% 0.50%
    $100,000-$249,999 0.74% 0.75%
    $250,000+ 1.04% 1.05%

Commercial

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Business Money Market Max $2,500 $0-$249,999 0.49% 0.50%
    $250,000-$499,999 0.74% 0.75%
    $500,000-$749,999 0.99% 1.00%
    $750,000+ 1.24% 1.25%

 

Savings Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Statement $100 N/A 0.05% 0.05%
    Compounded Monthly

Looney Tunes -
Available for children under 18 years of age

$25 N/A 0.05% 0.05%
    Compounded monthly

High Interest Statement -
Available for Personal and Business Accounts

$2,500 $0-$9,999 0.10% 0.10%
    $10,000+ 0.25% 0.25%
    Compounded monthly
Premier $10,000 $0-$9,999 0.10% 0.10%
    $10,000+ 0.25% 0.25%
    Compounded monthly

 

Certificates of Deposit and IRAs*

With straightforward CD terms and consistently competitive rates, we make it easy to securely grow your money. No need to waste time searching for special rate offers with short promotional periods. All of our standard CD rates are special, and our logical terms make meeting your savings goals less complicated.  

Account Type
Minimum to Open
Rate
APY
Type
12 month $500 1.49% 1.50% CD/IRA
18 month $500 1.73% 1.75% CD/IRA
23 month Contributory IRA $500 1.73% 1.75% IRA Only
24 month $500 1.98% 2.00% CD/IRA
36 month $500 2.23% 2.25% CD/IRA
60 month $500 2.47% 2.50% CD/IRA
    Compounded quarterly
*An early withdrawal penalty may be imposed on Certificates of Deposit.

 

Mortgage loan rates as of 6/21/2018

Rates and fees are subject to change without notice.

Government Loans

Loan Type
Loan Amount
Rate
Points
APR*
30 Year Fixed (FHA) $100,001-$294,515 4.500% 0.000% 5.3550%
30 Year Fixed (VA) $100,001-$453,100 4.500% 0.000% 4.7050%

Conventional Loans

Loan Type
Loan Amount
Rate
Points
APR*
30 Year Fixed $100,001-$453,100 4.750% 0.000% 4.8220%
15 Year Fixed $100,001-$453,100 4.375% 0.000% 4.3740%
*APR = Annual Percentage Rate

 

General Information

Loan Maximums

Convention Loans
FHA Loans
VA Loans
$453,100.00 $294,515.00 $453,100.00
 

Rates, origination fees, discount points, and other information subject to change without notice.

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To open a new checking, savings or deposit account, visit your nearest Fidelity Bank branch location.

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