News and Advice
Rates | Oklahoma Fidelity Bank
Interest rates and Annual Percentage Yield (APY's) for Oklahoma Fidelity Bank products, including mortgage loans, checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), business accounts.
Read MoreHome loans for professionals
Oklahoma Fidelity Bank's provides professionals a unique and effortless home buying experience. Read on to find out what makes this loan program so rewarding.
Read MoreMaintenance Notice Consumer
We are committed to keeping you informed about activities that may affect your banking routines. During the system maintenance the following banking services will be affected:
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Choosing a Lender
First-time homebuyers should choose a qualified home lender, avoiding predatory lenders who pressure customers into unsuitable mortgages.
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Debt-to-Income
The debt-to-income ratio is a calculation of the amount of your monthly income that goes to make debt payments, usually expressed as a percentage. Home lenders use it to determine an applicant’s ability to manage and pay monthly credit bills.
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Home Appraisals
In a home appraisal, a licensed appraiser provides an opinion of the value of the home based on a variety of factors, including the condition of the house, the neighborhood around it and recent sale prices of comparable properties.
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What Is a Mortgage Lien?
This article will help you understand the difference between voluntary and involuntary liens and how they affect mortgage financing.
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What are closing costs?
Understanding closing costs, both what are included in them and how they are calculated, can better prepare you for a smooth loan closing.
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Self-Employed Homebuyers
We take pride in helping self-employed entrepreneurs become first-time homebuyers. Read below for our home loan tips and suggestions for business owners.
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Loan-to-Value
The loan-to-value calculation or LTV is critical to determine the interest rate for which homebuyers qualify and whether or not additional insurance is required.
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