Just Checking

Fair, honest, accessible banking.

We all need a checking account and deserve to have easy access to our money. It's not complicated, and neither is Just Checking from Oklahoma Fidelity Bank. Your Just Checking account includes the optimal mix of features based on your age, banking habits and size of relationship with us in deposits and loans.

Every Just Checking account includes these free features:

  • VISA debit card                
  • Online Banking
  • Mobile banking                
  • E-Statements
  • SmartVoice banking
  • Mobile check deposit

Learn more about the Just Checking account tailored to you by selecting one of the following:

JUST CHECKING

We are committed to providing you with the right mix of features to keep you connected to your money, while offering ways to eliminate account fees.

With a total relationship* with Fidelity of less than $10,000, you’ll enjoy the following features:

  • A free VISA debit card
  • Free online banking
  • Free online bill pay (with monthly usage)
  • Free mobile banking
  • Free mobile check deposit (subject to volume limits)
  • Free SmartVoice banking
  • Free e-statements
  • Personal overdraft privilege (upon approval)
  • $0.05 cash back on each signature debit card or mobile wallet transactions after the first ten in a month
  • Five free checks per month, with $0.50 fee for each additional check

A minimum deposit of $25 is required to open a Just Checking account.

Monthly Fees
Monthly maintenance fee
 $9
Monthly Fee Reductions
One or more direct deposits
-$3 
Ten or more combined signature and mobile wallet POS purchases 
-$3
E-statement enrollment
-$3
Monthly fee if all reductions are met
$0  

*Total relationship is determined by combining all deposit balances, loan amounts and credit card limits.

 

We stand ready to serve.

Contact us today at 1.800.757.0464 or visit any Oklahoma Fidelity Bank office to learn more.

JUST CHECKING

We are committed to providing you with the right mix of features to keep you connected to your money, while offering ways to eliminate account fees.

With a total relationship* with Fidelity of more than $10,000, you’ll enjoy the following features:

  • A free VISA debit card
  • Free online banking
  • Free online bill pay (with monthly usage)
  • Free mobile banking
  • Free mobile check deposit (subject to volume limits)
  • Free SmartVoice banking
  • Free e-statements
  • Personal overdraft privilege (upon approval)
  • $0.05 cash back on each signature debit card or mobile wallet transactions after the first ten in a month
  • Interest earned on checking account balance (current rate and APY)
  • Unlimited check writing
  • Waived foreign ATM fees
  • Free first order of standard Fidelity checks
  • Five free cashier’s checks per month

A minimum deposit of $25 is required to open a Just Checking account. 

Monthly Fees
Monthly maintenance fee
 $0
Low total relationship fee, when total relationship falls below $10,000
$15
Monthly Fee Reductions
The following actions can reduce a low total relationship fee, if incurred:
One or more direct deposits
-$5 
Ten or more combined signature and mobile wallet POS purchases 
-$5
   
Monthly fee if relationship requirement is met
$0  

*Total relationship is determined by combining all deposit balances, loan amounts and credit card limits.

 

We stand ready to serve.

Contact us today at 1.800.757.0464 or visit any Oklahoma Fidelity Bank office to learn more.

JUST CHECKING

We are committed to providing you with the right mix of features to keep you connected to your money, while offering ways to eliminate account fees.

As a valued customer age 16-25, you'll enjoy the following features offered with no fees:

  • A free VISA debit card
  • Free online banking
  • Free online bill pay (with monthly usage)*
  • Free mobile banking
  • Free mobile check deposit (subject to volume limits)
  • Free SmartVoice banking
  • Free e-statements
  • Personal overdraft privilege (upon approval)

A minimum deposit of $25 is required to open a Just Checking account.

Monthly Fees
Monthly maintenance fee
 $6
Monthly Fee Reductions
Five or more combined signature and mobile wallet POS purchases 
-$3
E-statement enrollment
-$3
Monthly fee if all reductions are met
$0  

*Online bill pay minimum age is 18.

 

We stand ready to serve.

Contact us today at 1.800.757.0464 or visit any Oklahoma Fidelity Bank office to learn more.

JUST CHECKING

We are committed to providing you with the right mix of features to keep you connected to your money.

As a valued customer age 60+, you'll enjoy the following features offered with no monthly maintenance fee:

  • A free VISA debit card
  • Free online banking
  • Free online bill pay (with monthly usage)
  • Free mobile banking
  • Free mobile check deposit (subject to volume limits)
  • Free SmartVoice banking
  • Free e-statements
  • Personal overdraft privilege (upon approval)
  • Interest earned on checking account balance (current rate and APY)
  • Unlimited check writing
  • Waived foreign ATM fees
  • Free first order of standard Fidelity checks
  • Five free cashier’s checks per month

A minimum deposit of $25 is required to open a Just Checking account.

We stand ready to serve.

Contact us today at 1.800.757.0464 or visit any Oklahoma Fidelity Bank office to learn more.

Compare Just Checking account options

Features
Total Relationship
<$10,000
Total Relationship
≥$10,000
Age 16-25
Age 60+
Free VISA debit card
     
Free online banking
 
Free online bill pay (with monthly usage)**
       
Free mobile banking
       
Free mobile check deposit
       
Free SmartVoice banking
       
Free e-statements
       
Personal overdraft privilege (upon approval)
       
Debit cash back
       
Interest earned
       
Unlimited check writing
   
Waived foreign ATM fees
       
Free first order of standard Fidelity checks
       
Five free cashiers checks per month
       

 

A minimum deposit of $25 is required to open a Just Checking account.

*Total relationship is determined by combining all deposit balances, loan amounts and credit card limits.

**Online bill pay minimum age is 18.

Reduce or eliminate fees

While your Just Checking account may have some fees, we've included ways to reduce or eliminate them including:

  • Having a direct deposit
  • Conducting 10 or more signature or mobile wallet transactions in the month
  • Signing up for e-statements

 

Monthly Fees
Total Relationship <$10,000
Total Relationship ≥$10,000
Age
16-25
Age 60+ 
Monthly maintenance fee
 $9  $0  $6  $0
Low total relationship fee
 $0  $15 $0   $0
Monthly Fee Reductions
One or more direct deposits
-$3  -$5**     
Minimum combined signature and mobile wallet POS purchases 
10/-$3   10/-$5**  5/-$3  
E-statement enrollment
-$3    -$3   
Monthly fee if all reductions or applicable relationship requirement is met
$0  $0  $0  $0  

*Total relationship is determined by combining all deposit balances, loan amounts and credit card limits.

**Reduction only applies to low total relationship fee, if incurred.   

 

We know that fees stink. That’s why we’ve included ways to reduce and eliminate them. Beyond that, we will always strive to evolve our products, services and customer experience to exceed your expectations and allow you to bank when and where you want.

That is the right just way of doing business. 

Get started.

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